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13 ડિસેમ્બર, 2015
SLIDESHOW STD 7 & 8. UNIT = 1.
STANDARD : 7
17 ઑગસ્ટ, 2015
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15 ઑગસ્ટ, 2015
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Important Points to know about Kisan Vikas Patra (KVP) | read care Fully for Your Exam
Important Points to know about Kisan Vikas Patra (KVP):
Important points that we have to know about the Kisan Vikas Patra (KVP) were given here, which will be more helpful for the candidates those who are preparing for the upcoming exams.
KISAN VIKAS PATRA
1). Kisan Vikas Patra is a savings certificate scheme launched by India Post in 1988
2). This scheme was well received at first, but then was closed down in 2011 for the following reasons:
a) KVP could be misused according to a report given by the committee under Shayamla Gopinath
b) The farmers for whom it was intended were not getting benefitted
3). The new UPA Government reintroduced the scheme in 2014 to
a) Provide an opportunity for millions of people to invest in long term savings plan
4). The invested amount doubles in eight years and 4 months
5). The Small Savings Directorate issues KVP savings certificate across the country through
a) Post offices
b) Nationalized banks
6). The minimum withdrawal period is 2.5 years from the time of purchasing the certificate
7). The encashment includes the interest acquired for the stated period
8). KVP can be purchased by the following categories
a) An adult in his own name or on behalf of a minor
b) A Trust
c) Two individuals jointly
9). The KVP certificates are available in the following denominations:
a) Rs. 1000
b) Rs. 5000
c) Rs. 10,000
d) Rs. 50,000
10). KVP does not offer any income tax benefits
11). Withdrawals are exempted from Tax Deduction at source(TDS) upon maturity
12). The interest rate of KVP is 8.72% annually
13). The maturity period is 30 months
14). The certificate can be encashed in the following situations
a) Event of death of the certificate holder
b) Forfeiture by a pledge
c) On the order of the court
15). There are 3 – types of certificates available under the KVP scheme
a) Single Holder Certificate
· An individual precisely a major is eligible to apply in his/her own name or as a guardian to a minor
b) Joint – A Type Certificate
· A single certificate allows 2 – adults to own the partnership
· The maturity amount is payable to both the individuals together
c) Joint – B Type Certificate
· Allows 2 – adults to open the account jointly
· The maturity amount is payable to any one of the two individuals
India RBI Ke Governor Name With Duration.
आरबीआई के गवर्नर : कब-कब कौन रहा पद परसर ऑस्बॉर्न – 1 अप्रैल 1935 से 30 जून 1937
सर जेम्स बैर्ड टेलर – 1 जुलाई 1937 से 17 फरवरी 1943
सर सीडी देशमुख – 11 अगस्त 1943 से 30 जून 1949
सर बेनेगल रामा राव – 1 जुलाई 1949 से 14 जनवरी 1957
केजी अंबेगांवकर – 14 जनवरी 1957 से 28 जनवरी 1957
एचवीआर इंगर – 1 मार्च 1957 से 28 फरवरी 1962
पीसी भट्टाचार्य – 1 मार्च 1962 से 30 जून 1967
एलके झा – 1 जुलाई 1967 से 3 मई 1970
बीएन अधारकर – 4 मई 1970 से 15 जून 1970
एस जगन्नाथन – 16 जून 1970 से 19 मई 1975
एनसी सेन गुप्ता – 19 मई 1975 से 19 अगस्त 1975
केआर पुरी – 20 अगस्त 1975 से 2 मई 1977
एम नरसिम्हा – 3 मई 1977 से 30 नवंबर 1977
डॉ. आईजी पटेल – 1 दिसंबर 1977 से 15 सितंबर 1982
डॉ. मनमोहन सिंह – 16 सितंबर 1982 से 14 जनवरी 1985
ए घोष – 15 जनवरी 1985 से 4 फरवरी 1985
आनएन मलहौत्रा – 4 फरवरी 1985 से 22 दिसंबर 1990
एस वेंकटरमन – 22 दिसंबर 1990 से 21 दिसंबर 1992
सी. रंगराजन – 22 दिसंबर 1992 से 21 नवंबर 1997
डॉ. बिमल जलान – 22 नवंबर 1997 से 6 सितंबर 2003
डॉ. वाई वी रेड्डी – 6 सितंबर 2003 से 5 सितंबर 2008
डी. सुब्बाराव – 5 सितंबर 2008 से 4 सितंबर 2013
रघुराम राजन – 5 सितंबर 2013 से 4 सितंबर 2016.
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